Mortgage

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CONVENTIONAL MORTGAGE
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hipoteka umowna
RĘKOJMIA WIARY PUBLICZNEJ KSIĄG WIECZYSTYCH
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Reliance on public records in land and mortgage registers / Principle of reliance (...)
implied warranty
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rękojmia za wady
to guarantee; to ensure
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dawać rękojmię (gwarantować)
The mortgagee, i.e. the party in favour of whom a mortgage has been granted
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wierzyciel hipoteczny - osoba na rzecz której hipoteka została ustanowiona
upon obtaining an enforcement title
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po uzyskaniu tytułu egzekucyjnego
has a right to have the mortgaged property sold in a public auction
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ma prawo do sprzedaży nieruchomości obciążonej hipoteką na aukcji publicznej
the interest of the mortgagee remains notwithstanding any transfers of the property,
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interes wierzyciela hipotecznego pozostaje bez względu na przeniesienie własności
the mortgage is separate from the debt it secures
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Hipoteka jest oddzielona od zadłużenia, które zabezpiecza
A mortgage can be established through a grant by the owner
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Hipoteka może zostać ustanowiona poprzez przyznanie przez właściciela
A mortgage can be established by a court order
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Hipoteka może zostać ustanowiona na mocy postanowienia sądu
For a mortgage to be effective, registration in the Land and Mortgage Register is required.
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Aby hipoteki były skuteczne, wymagana jest rejestracja w księdze wieczystej.
The registration takes effect at the date of filing the relevant application.
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Rejestracja odnosi skutek w chwili złożenia odpowiedniego wniosku.
mention of a pending registration
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wzmianka o toczącym się postępowaniu
Ordinary mortgage
established when a precise amount of the secured or enforced claim is known
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hipoteka zwykła
Capped mortgage
when a claim is secured or enforced up to a certain amount, e.g. in the case it secures a bank loan together with interest and possible costs
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Hipoteka do ustalonej wysokości
Forcible mortgage
which is established on the basis of a court or administrative decision
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Przymusowy kredyt hipoteczny
Joint mortgage
under which more than one property is encumbered
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Hipoteka łączna
Mortgage imposed on another mortgage
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Hipoteka nałożona na inny kredyt hipoteczny

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