ILSPT (08) - Basic English Vocabulary for Banking and Finance

 0    69 flashcards    mniemczyk2001
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câu hỏi English câu trả lời English
bank statement
bắt đầu học
a record of the money put into and removed from a bank account (wyciąg z konta)
low/high-interest overdraft
bắt đầu học
if you have an overdraft, you have taken more money out of your bank account than you had in it (nisko-/wysokooprocentowany kredyt/debet)
interest
bắt đầu học
the extra money that you must pay to a bank, company, etc which has lent you money (oprocentowanie/odsetki)
in credit account
bắt đầu học
account with no charges (ponad kreską/na plusie)
overdrawn (account)
bắt đầu học
if you are overdrawn, you have taken more money out of your bank account than you had in it (zadłużony)
to clear (cheques)
bắt đầu học
if a cheque (= printed paper used to pay for things) clears, the money goes from one person's bank account to another person's bank account (zaksięgowane)
counterfoil
bắt đầu học
a section able to be detached or removed from a cheque/check etc and kept by the giver as a receipt (folia przeciwbieżna)
banker's draft
bắt đầu học
a written order for money to be paid by a bank, especially to another bank (weksel bankierski)
overdraft facility
bắt đầu học
a feature of a bank account that allows a customer to temporarily owe money to the bank kredyt w rachunku bieżącym)
overdraft limit
bắt đầu học
the largest amount of money that a bank allows you to borrow from them (dopuszczalny limit debetu)
banker's reference
bắt đầu học
a statement from a customer which proves that he/she is likely to be able to pay back a loan, etc. (referencja bankowa)
creditworthy
bắt đầu học
has enough money or property for banks and other organizations to be willing to lend them money (posiadający zdolność kredytową)
standing orders
bắt đầu học
regular automatic payments of the same amount (zlecenia stałe)
direct debits
bắt đầu học
regular automatic payments of varying amounts (polecenia zapłaty)
withdrawal
bắt đầu học
when you take money out of a bank account (wypłata)
title deeds
bắt đầu học
a document which proves who owns a property (tytuł/akt własności)
mortgage
bắt đầu học
an agreement that allows you to borrow money from a bank or similar organization, especially in order to buy a house, or the amount of money itself (hipoteka)
repossession order
bắt đầu học
a legal document that allows a bank or other company to repossess someone's house, car, etc. (nakaz przejęcia)
evicted
bắt đầu học
someone forced to leave somewhere (eksmitowany)
last resort
bắt đầu học
the only choice that remains after all others have been tried (w ostateczności)
mortgage holder
bắt đầu học
mortgage borrower (posiadacz kredytu)
mortgaged up to the hilt
bắt đầu học
when somebody's mortgage is the most they can possible afford (zadłużony po uszy)
negative equity
bắt đầu học
a situation in which the value of a house has become less than the amount of money its owner borrowed in order to buy it (ujemny kapitał)
recipient
bắt đầu học
a person or organization that receives something, such as money, a prize, etc. (świadczeniobiorca)
trustee
bắt đầu học
a person, often one of a group, who controls property and/or money for another person or an organization (powiernik)
pension fund
bắt đầu học
money that employees of a company pay regularly to be invested to provide them with a pension when they are older (fundusz emerytalny)
lump sum
bắt đầu học
an amount of money that is paid in one large amount on one occasion (kwota ryczałtowa)
annuity
bắt đầu học
you pay a lump sum, and receive regular payments for the rest of your life (renta)
life insurance
bắt đầu học
your beneficiaries receive money if you die young (ubezpieczenie na życie)
life assurance
bắt đầu học
your beneficiaries receive money when you die (ubezpieczenie na życie)
endowment assurance
bắt đầu học
you receive a lump sum on a certain date (or earlier if you die) (zabezpieczenie kapitałowe)
endowment mortgage
bắt đầu học
you borrow money to buy a house. Many years later, your endowment repays the loan (kredyt hipoteczny na dożycie)
private health insurance
bắt đầu học
your private hospital bills are paid (prywatne ubezpieczenie zdrowotne)
sickness insurance
bắt đầu học
if you're to ill to work, you receive payments (ubezpieczenie chorobowe)
equity release scheme
bắt đầu học
you borrow money. When you die, your house is sold to repay the loan (program uwalniania kapitału)
insurance adjuster
bắt đầu học
a person whose job is to check facts and information relating to an insurance claim and to decide how much money the insurance company should pay (rzeczoznawca ds. ubezpieczeń)
underwriter
bắt đầu học
a person or company that sells insurance policies (ubezpieczyciel)
cover note
bắt đầu học
a document that proves you have insurance while the policy is being processed (dowód ubezpieczenia)
insurer
bắt đầu học
a person or company that insures someone or something (ubezpieczyciel)
insured / policyholder
bắt đầu học
a person who has taken out insurance cover (ubezpieczony)
bill of lading
bắt đầu học
a detailed list of ship's cargo (list przewozowy)
import duty / tarrifs
bắt đầu học
extra money paid when goods are imported (cło przewozowe/importowe; taryfy celne)
to defer (a payment)
bắt đầu học
to agree on paying the payment later on (odroczyć)
letter of credit
bắt đầu học
a letter from a bank allowing the person who has it to take a particular amount of money from a bank in another country (akredytywa)
to wire (money)
bắt đầu học
to send money to a bank account (przelać)
remittance
bắt đầu học
bank transfer (przekaz pieniężny)
tax heaven
bắt đầu học
a country with very low taxes (raj podatkowy)
tax-payer
bắt đầu học
someone who pay taxes (podatnik)
domiciled
bắt đầu học
being legally resident (= living) in a place (zamieszkały)
beneficiary
bắt đầu học
a person who receives an international payment (beneficjent)
income tax
bắt đầu học
tax on earnings, profits from the investments and any other sources of personal income (podatek dochodowy)
capital gains tax
bắt đầu học
tax on profits made by selling assets such as businesses, rented houses and shares (podatek od zysków kapitałowych)
Value Added Tax (VAT)
bắt đầu học
Tax on goods and services. In Poland it is charged at 23%
stamp duty
bắt đầu học
a tax on specific transactions. For example, in the UK, it is payable by the buyer of a house (opłata skarbowa)
wealth tax
bắt đầu học
tax on assets (such as houses) payable in some countries, but not in the UK
inheritance tax
bắt đầu học
tax on assets of a person who has died. Used to be called "death duties" (podatek od spadku)
corporation tax
bắt đầu học
in the UK, this is the name for the tax paid by companies (podatek dochodowy od osób prawnych)
tax relief
bắt đầu học
liability for capital gains is reduced by 7.5 % for each year of ownership of the asset (ulga podatkowa)
tax break
bắt đầu học
from April 6th next year, theatres will not have to pay tax on profits below 20.000 pounds (ulga podatkowa)
tax exile
bắt đầu học
Ms Brown is British, but save tax she lives in Monaco (emigrant podatkowy)
direct taxation
bắt đầu học
income tax (opodatkowanie bezpośrednie)
indirect taxation
bắt đầu học
VAT (podatek pośredni)
tax avoidance
bắt đầu học
Ms Smith pays an accountant to find lega ways to reduce her tax liability (unikanie opodatkowania)
tax evasion
bắt đầu học
Mr Jones made a profit of 100.000 pounds from selling a business, but didn't declare it to the Inland Revenue (uchylanie się od podatku)
tax free
bắt đầu học
no tax is payable on winnings from the National Lottery (zwolnienie z podatku)
tax loophole
bắt đầu học
a legal provision that allows individuals or companies to reduce their tax liability in unintended ways (luka podatkowa)
tax brackets
bắt đầu học
a range of similar incomes used to calculate the rate of income tax that people must pay (progi podatkowe)
tax incentive
bắt đầu học
a reduction in taxes that encourages companies or people to do something that will help the country's economy (zachęta podatkowa)
tax rebate
bắt đầu học
tax refund (zwrot podatku)

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