→ ILSPT (08) - Basic English Vocabulary For Banking And Finance → Bắt đầu học / Tải xuống MP3 Flashcards

câu hỏi		câu trả lời
bank statement bắt đầu học		a record of the money put into and removed from a bank account (wyciąg z konta)
low/high-interest overdraft bắt đầu học		if you have an overdraft, you have taken more money out of your bank account than you had in it (nisko-/wysokooprocentowany kredyt/debet)
interest bắt đầu học		the extra money that you must pay to a bank, company, etc which has lent you money (oprocentowanie/odsetki)
in credit account bắt đầu học		account with no charges (ponad kreską/na plusie)
overdrawn (account) bắt đầu học		if you are overdrawn, you have taken more money out of your bank account than you had in it (zadłużony)
to clear (cheques) bắt đầu học		if a cheque (= printed paper used to pay for things) clears, the money goes from one person's bank account to another person's bank account (zaksięgowane)
counterfoil bắt đầu học		a section able to be detached or removed from a cheque/check etc and kept by the giver as a receipt (folia przeciwbieżna)
banker's draft bắt đầu học		a written order for money to be paid by a bank, especially to another bank (weksel bankierski)
overdraft facility bắt đầu học		a feature of a bank account that allows a customer to temporarily owe money to the bank kredyt w rachunku bieżącym)
overdraft limit bắt đầu học		the largest amount of money that a bank allows you to borrow from them (dopuszczalny limit debetu)
banker's reference bắt đầu học		a statement from a customer which proves that he/she is likely to be able to pay back a loan, etc. (referencja bankowa)
creditworthy bắt đầu học		has enough money or property for banks and other organizations to be willing to lend them money (posiadający zdolność kredytową)
standing orders bắt đầu học		regular automatic payments of the same amount (zlecenia stałe)
direct debits bắt đầu học		regular automatic payments of varying amounts (polecenia zapłaty)
withdrawal bắt đầu học		when you take money out of a bank account (wypłata)
title deeds bắt đầu học		a document which proves who owns a property (tytuł/akt własności)
mortgage bắt đầu học		an agreement that allows you to borrow money from a bank or similar organization, especially in order to buy a house, or the amount of money itself (hipoteka)
repossession order bắt đầu học		a legal document that allows a bank or other company to repossess someone's house, car, etc. (nakaz przejęcia)
evicted bắt đầu học		someone forced to leave somewhere (eksmitowany)
last resort bắt đầu học		the only choice that remains after all others have been tried (w ostateczności)
mortgage holder bắt đầu học		mortgage borrower (posiadacz kredytu)
mortgaged up to the hilt bắt đầu học		when somebody's mortgage is the most they can possible afford (zadłużony po uszy)
negative equity bắt đầu học		a situation in which the value of a house has become less than the amount of money its owner borrowed in order to buy it (ujemny kapitał)
recipient bắt đầu học		a person or organization that receives something, such as money, a prize, etc. (świadczeniobiorca)
trustee bắt đầu học		a person, often one of a group, who controls property and/or money for another person or an organization (powiernik)
pension fund bắt đầu học		money that employees of a company pay regularly to be invested to provide them with a pension when they are older (fundusz emerytalny)
lump sum bắt đầu học		an amount of money that is paid in one large amount on one occasion (kwota ryczałtowa)
annuity bắt đầu học		you pay a lump sum, and receive regular payments for the rest of your life (renta)
life insurance bắt đầu học		your beneficiaries receive money if you die young (ubezpieczenie na życie)
life assurance bắt đầu học		your beneficiaries receive money when you die (ubezpieczenie na życie)
endowment assurance bắt đầu học		you receive a lump sum on a certain date (or earlier if you die) (zabezpieczenie kapitałowe)
endowment mortgage bắt đầu học		you borrow money to buy a house. Many years later, your endowment repays the loan (kredyt hipoteczny na dożycie)
private health insurance bắt đầu học		your private hospital bills are paid (prywatne ubezpieczenie zdrowotne)
sickness insurance bắt đầu học		if you're to ill to work, you receive payments (ubezpieczenie chorobowe)
equity release scheme bắt đầu học		you borrow money. When you die, your house is sold to repay the loan (program uwalniania kapitału)
insurance adjuster bắt đầu học		a person whose job is to check facts and information relating to an insurance claim and to decide how much money the insurance company should pay (rzeczoznawca ds. ubezpieczeń)
underwriter bắt đầu học		a person or company that sells insurance policies (ubezpieczyciel)
cover note bắt đầu học		a document that proves you have insurance while the policy is being processed (dowód ubezpieczenia)
insurer bắt đầu học		a person or company that insures someone or something (ubezpieczyciel)
insured / policyholder bắt đầu học		a person who has taken out insurance cover (ubezpieczony)
bill of lading bắt đầu học		a detailed list of ship's cargo (list przewozowy)
import duty / tarrifs bắt đầu học		extra money paid when goods are imported (cło przewozowe/importowe; taryfy celne)
to defer (a payment) bắt đầu học		to agree on paying the payment later on (odroczyć)
letter of credit bắt đầu học		a letter from a bank allowing the person who has it to take a particular amount of money from a bank in another country (akredytywa)
to wire (money) bắt đầu học		to send money to a bank account (przelać)
remittance bắt đầu học		bank transfer (przekaz pieniężny)
tax heaven bắt đầu học		a country with very low taxes (raj podatkowy)
tax-payer bắt đầu học		someone who pay taxes (podatnik)
domiciled bắt đầu học		being legally resident (= living) in a place (zamieszkały)
beneficiary bắt đầu học		a person who receives an international payment (beneficjent)
income tax bắt đầu học		tax on earnings, profits from the investments and any other sources of personal income (podatek dochodowy)
capital gains tax bắt đầu học		tax on profits made by selling assets such as businesses, rented houses and shares (podatek od zysków kapitałowych)
Value Added Tax (VAT) bắt đầu học		Tax on goods and services. In Poland it is charged at 23%
stamp duty bắt đầu học		a tax on specific transactions. For example, in the UK, it is payable by the buyer of a house (opłata skarbowa)
wealth tax bắt đầu học		tax on assets (such as houses) payable in some countries, but not in the UK
inheritance tax bắt đầu học		tax on assets of a person who has died. Used to be called "death duties" (podatek od spadku)
corporation tax bắt đầu học		in the UK, this is the name for the tax paid by companies (podatek dochodowy od osób prawnych)
tax relief bắt đầu học		liability for capital gains is reduced by 7.5 % for each year of ownership of the asset (ulga podatkowa)
tax break bắt đầu học		from April 6th next year, theatres will not have to pay tax on profits below 20.000 pounds (ulga podatkowa)
tax exile bắt đầu học		Ms Brown is British, but save tax she lives in Monaco (emigrant podatkowy)
direct taxation bắt đầu học		income tax (opodatkowanie bezpośrednie)
indirect taxation bắt đầu học		VAT (podatek pośredni)
tax avoidance bắt đầu học		Ms Smith pays an accountant to find lega ways to reduce her tax liability (unikanie opodatkowania)
tax evasion bắt đầu học		Mr Jones made a profit of 100.000 pounds from selling a business, but didn't declare it to the Inland Revenue (uchylanie się od podatku)
tax free bắt đầu học		no tax is payable on winnings from the National Lottery (zwolnienie z podatku)
tax loophole bắt đầu học		a legal provision that allows individuals or companies to reduce their tax liability in unintended ways (luka podatkowa)
tax brackets bắt đầu học		a range of similar incomes used to calculate the rate of income tax that people must pay (progi podatkowe)
tax incentive bắt đầu học		a reduction in taxes that encourages companies or people to do something that will help the country's economy (zachęta podatkowa)
tax rebate bắt đầu học		tax refund (zwrot podatku)

ILSPT (08) - Basic English Vocabulary for Banking and Finance

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